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Australian mortgage stress reaches reported 18-year high

Mortgage stress reportedly rose to 32.5% in July 2026 after three Reserve Bank of Australia rate increases during the year.

By DoomRadar · Published on DoomRadar .

Why it matters

Widespread repayment stress could weaken household spending and increase financial stability risks.

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  1. July 2026 mortgage stress up 2.2% points to 18-year high of 32.5%; after three RBA interest rate increases in 2026 ↗roymorgan.com · Recorded source date: Sep 1, 2026, 9:31 AM UTC

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